The payment gateway built for startups and small businesses. Low card fees, no monthly plan, and your money on your Visa or Mastercard in seconds. Made by founders, for founders.
One rate, shown up front. Move the sliders to match your business.
European consumer cards. Business and non-EEA cards are 2.6% + €0.15.
If you can copy and paste, you can use JABA. Pick the way that fits you and start selling today.
Standard is our cheapest plan and it never charges a subscription. Add features as you grow and switch them off anytime.
Memberships and recurring billing with smart retries
+0.4% of recurringInvoices, expenses and VAT ready for your gestor
€6 / monthPay partners, promoters or artists automatically
+0.25% per splitTake cards on any iPhone or Android
€0.05 / tapCustom rules and a manual review queue
€0.02 / paymentHold GBP, USD and CHF, convert when it suits you
0.4% on convertChoose how fast you get paid, sale by sale. Friday night sales can be in your account before Saturday.
A sale on Friday night usually lands on Tuesday. That's how most of the market still works.
Automatic payouts to your bank account the next working day. No fee, no minimum.
Pushed straight to your Visa or Mastercard debit card over the card networks' real-time rails, including weekends and holidays.
No dashboard, no login at midnight. Text JABA on WhatsApp to check your balance and send money to your card.
The assistant also answers questions like “how much did I sell yesterday?” or “when is my next payout?”
The chat starts a withdrawal. Face ID or your PIN completes it.
Payouts go only to cards in your name, verified with a €0.01 test.
Daily chat withdrawal limits and alerts for every movement.
Every card payment is encrypted and checked for fraud.
Text “wallet” to the JABA number linked to your account. The assistant shows your available balance. Reply “withdraw”, pick an amount and one of your saved cards, then confirm with Face ID or your PIN through a secure link. The money is sent to your card straight away.
The chat only starts the request. Every withdrawal needs a second confirmation outside WhatsApp, money only goes to cards you verified in your name, and you set a daily limit. Messages from any other number get nothing.
We run lean and price close to what the card networks charge us. Optional features pay for themselves instead of being bundled into everyone's rate.
Yes. Standard has no setup, monthly or annual charge. You pay per successful payment, and add-ons only cost money while they're switched on.
Funds are processed and safeguarded by a licensed EU payment institution. Partner details will be published here before launch.
Lock in launch pricing for 24 months.